Saturday, 30 June 2012

Getting our answer

I know it's been ages and ages since I last wrote but we have been super duper busy with the section, work and life in general.

So here is an update on what we have been doing and our progess with the section....

Waiting for our answer on the section took 3 agonising days of waiting and wondering. P then finally rang to say "please could he come over to see us after work?" He turned up at 7pm and told Mike and I the vendors had rejected our offer. I began to cry Mike showed P out. I went to bed and Mike tried to console me. I could tell he was pretty gutted too. After a cuddle and a "we did everything we could and now we know" speech I went to brush my teeth and missed a call!!!! P had rung and I'd missed it. I hurriedly rang back butterflies in my tummy and he told us he had talked to the vendors and they had agreed to ACCEPT our final offer.... the relief and excitement flew out at such a rate of knots Mike thought something bad had happened. I said goodbye to P hung up and lept at Mike telling him we got the section!!! We went to bed very very happy, giddy and extremely excited.

Over the next few weeks (to bring us up to 1/7/12) it was all hands to the pump to arrange the meetings with building companies, lawyers and banks. We finally picked Westpac, a Lawyer and picked Milestone and GJ's to talk to about our house.

The bank stuff was relitively easy just a lot of paperwork and evidence gathering. Once we had all of this we stated talking to several banks playing them off each other and finally got a really good deal with Westpac. Building makes dealing with the bank a little bit different but not too much that it put us off. We have to have a floating rate when building then we can fix part or all of it once complete. Our rate is 5.4% and 3.5k cash in hand. I also managed to score a Westpac Helicopter money jar which is going to hold the funds my pond and landscaping for once our house is built!!! Very exciting indeed.

The lawyer stuff was a little more tricky and without going into too much detail he helped us read the sale and purchase agreement, LIM, Title and the Right of Ways/easments that apply to our section. He also helped us think about what names would go on the tile, how we would like to structure the ownership and got us thinking about Wills. This all got a bit much for me and I had a few days of cold feet, high emotions and grumpy pants moments that meant I had to go chill out with Robbie for a few hours one Friday and Sunday. Getting away helped settle me down and helped me remember why I was doing all this in the first place. To build a home with the love of my life, to build somewhere we can be happy and healthy in and one day start a family. I reminded myself that life can be short and that I was no longer living for me but for my big brother Grubs, I am doing it for him now too!!

After I go my mo-jo back we went to visit the Jennian and GJ show homes, a home and garden show and visited website after website at home where we began to collect even more ideas for our already massive pile of possibilities for our dream home. I soon decided I was sick of looking at piles so Mike and I went to Whitcoulls and bought 3 coloured boxes to better organise our papers, documeets and ideas. Red for house proposals, legal and bank stuff, blue for inside the house and green for outside the house. It was actually very therapeutic to go through and organise, sort, throw away and properly file everything we had collected.

So Monday 2nd July 2012 we take possession of the section and Mike and I will officailly own a slice of Wellington land, our dreams coming true!


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